This is all a red herring. Our SUV’s, stupid as they may be, are statistically barely relevant compared to effects of corporate greed and pollution on the rest of us. Point the blame where it belongs: at the ruling class for having the knowledge and means to have avoided all of this, but chose not to.
Only because things are too expensive for plebes to buy outright! Mortgages are basically subscriptions too. Or “layaway” at least.
Thanks to monthly payments for everything, you can have whatever TV you want!